News
Non-Performing Loans – Finance – European Commission
Key Takeaways on Non-performing Loans in European Banking Definition and Impact: Non-performing loans represent critical financial risks, with loans unpaid for over 90 days potentially destabilizing banking sectors across Europe. Regulatory Framework: The European...
The Future of Securitisation in 2025 and Beyond
Key Takeaways: European Asset-Backed Securities Market Outlook Market Growth: The European ABS market is projected to exceed €250 billion, driven by technological innovation and regulatory clarity. Technology Transformation: Blockchain, smart contracts, and AI are...
Which Country Has The Highest Non-Performing Loans?
Key Takeaways: Understanding Non-Performing Loans Global Impact: Non-performing loans represent a critical challenge in the banking sector, directly influencing financial stability and economic growth across different regions. Regional Variations: NPL ratios vary...
EU NPL Ratio to Slightly Rise in 2025
The non-performing loan (NPL) ratio in the European Union is projected to increase slightly in 2025. While the overall trend points to a gradual rise, significant regional disparities exist. Countries with fewer NPL transactions are seeing higher ratios, while nations...
Luzzatti Consortium Finalizes €205M NPL Securitization
Key Takeaways The Luzzatti Consortium has successfully completed a multi-originator securitization of non-performing loans (NPLs) worth €205 million, reinforcing structured finance mechanisms in Italy’s NPL market. Named Luzzatti Pop NPLs 2024, the transaction...
Bernitsas Law Advises Santander UK on $27M Loan Amendment
Bernitsas Law advised Santander UK on amending a $27 million facilities agreement, ensuring compliance with Greek legal standards. The amendment strengthens security provisions and supports financial restructuring for a multinational telecommunications group....
Croatia Implements NPL Directive for Loan Management
Croatia has adopted the NPL Directive through a new law regulating non-performing loan (NPL) servicing and sales. This legislation enhances transparency, strengthens regulatory oversight, and aligns Croatia’s financial regulations with EU standards. Key provisions...
doValue Wins EUR1.6 Billion Mandates
DoValue SpA has secured two major servicing mandates worth EUR1.6 billion in the Hellenic region, solidifying its presence in the European loan servicing market. These agreements, involving non-performing loans (NPLs) from Fortress Investment Group and Bain Capital...
BBVA’s Takeover Bid for Sabadell
BBVA’s takeover bid for Banco Sabadell presents a strategic opportunity for shareholders to secure gains amid shifting market conditions. While Sabadell’s stock has surged in recent years, factors such as potential ECB rate cuts could limit further upside. BBVA’s...
Together Financial Services Expands Securitisation to £1.59B
Together Financial Services has expanded its Charles Street securitisation programme (CABS) from £1.25 billion to £1.59 billion, restructuring it into two distinct warehouse facilities. This move strengthens its presence in the RMBS market, extends maturities to...